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Ontario vs Alberta at $120K Is BC cheaper than Alberta at $100K? Québec vs Ontario at $85K Nova Scotia take-home at $75K
Free · 2026 CRA Rates · No Sign-Up

Canadian Income Tax
Calculator 2026 — By Province

See your exact tax brackets side by side. Compare any two provinces. Understand your marginal rate, Tax Freedom Day, and potential savings.

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Showing an illustrative estimate for a salaried employee earning $85,000 in Ontario. Adjust inputs to match your situation.
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$85,000
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Province Comparison Guides

High-intent answers to the questions Canadians are actually searching for.

Ontario vs Alberta · $120,000
Moving from Ontario to Alberta: The $120K Income Tax Comparison
At $120,000, the gap between Ontario and Alberta is a key reason professionals consider relocating. With Alberta's 8% first bracket (now on the first $61,200 for 2026) and lower BPA, how much do you actually save? Use the live calculator to see your exact 2026 numbers.
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BC vs Alberta · $100,000
Is BC Actually Cheaper Than Alberta at $100K?
Alberta is famous for low taxes — but BC starts at 5.06% vs Alberta's 8%. At $100K, the real difference is often closer to $900, not thousands. See the actual 2026 numbers side by side and judge for yourself.
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Québec vs Ontario · $85,000
Québec vs Ontario: How Much More Tax Do You Pay at $85K?
Québec has Canada's highest provincial rates — but also the most generous public services. At $85K, how much more tax do Québec residents pay versus Ontario? The answer may surprise you.
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Alberta · $150,000 · Self-Employed
Self-Employed in Alberta at $150K: What's Your Real Tax Bill?
Self-employed Albertans pay both employer and employee CPP — which changes the equation significantly. At $150K net income, see your full breakdown including CPP, provincial, and federal tax owing.
→ Run this calculation
FAQ

Canadian Tax Questions, Answered

What is marginal vs effective tax rate in Canada?

Your marginal rate is the rate on your next dollar of income — the rate of your highest bracket. Your effective rate is total estimated tax divided by total income. The effective rate is always lower because income in lower brackets is taxed at lower rates. Only the dollars above each threshold attract the higher rate.

Which province has the lowest income tax in 2025?

Alberta generally has the lowest total provincial income tax for most income levels, with rates from 8% (first $60K) to 15%. Nunavut also has low rates. However, the cheapest province depends on your exact income — use the Compare Provinces mode above to see the full ranking for your situation.

What is the federal tax rate for 2025?

The lowest federal bracket dropped from 15% to 14.5% for 2025 (a blended rate, as the cut took effect July 1). The five federal brackets are: 14.5% up to $57,375 · 20.5% to $114,750 · 26% to $177,882 · 29% to $253,414 · 33% above that.

How does an RRSP reduce my tax bill?

RRSP contributions reduce your taxable income dollar-for-dollar, up to your annual contribution room. The estimated tax saving equals the contribution multiplied by your combined marginal rate. At a 33% combined marginal rate, a $10,000 RRSP contribution could reduce your estimated tax by approximately $3,300. Confirm your room with the CRA.

Is this calculator accurate for my tax return?

This calculator uses 2026 CRA published rates and provides a general estimate suitable for planning. It does not account for provincial surtaxes, most credits beyond the basic personal amount, or investment income. For filing your return, consult a tax professional or use the CRA's official tools at canada.ca/cra.

What changed in Alberta's 2025 tax brackets?

Alberta introduced a new 8% bracket on the first ~$61,200 of income for 2026 (indexed from $60,000 in 2025), continuing the savings introduced in 2025. The basic personal amount for 2026 is $22,769. Before 2025, Alberta's lowest rate was a flat 10% on all income up to $148,269.

⚠️ Important: All figures are general estimates based on 2026 CRA published federal and provincial tax rates (14% lowest bracket, 2% indexation) and are for informational and illustrative purposes only. They do not constitute tax, legal, or financial advice. Provincial surtaxes, most credits, and individual deductions beyond RRSP and basic personal amount are excluded. Always verify with a licensed tax professional or at canada.ca/cra. Individual results will vary.